Here's to the second month of Our Family and Finances! It's never fun sitting down to tally up our debts, but it is nice to finally see them getting a little bit smaller each month.
November
|
Change from October
| |
Checking Account
|
~$5,000
|
+$1,000
|
Savings Account
|
$10,830
|
+$130
|
Investment Account 1
|
$3,563
|
-$16
|
Investment Account 2
|
$1,064
|
+$34
|
Tyler’s 401K
|
$9,351
|
+$416
|
Nicole’s 401K
|
$16,495
|
+$347
|
Monetary Assets
|
$46,303
|
+$1,911
|
Credit Card Balances
|
$0
|
--
|
Tyler’s Private Student Loan
|
$38,271
|
-$404
|
Tyler’s Federal Student Loan
|
$15,170
|
-$127
|
Nicole’s Federal Student Loan
|
$10,905
|
-$315
|
Car Loan
|
$2,156
|
-$2,185
|
Debts
|
$66,502
|
-$3,031
|
Tyler’s Monthly Take Home Pay
|
$3,532
|
--
|
Nicole’s Monthly Take
Home Pay
|
$3,252
|
--
|
We're making progress, and we'd like to pay off the remaining amount of the car loan at the end of the year. I'm hoping for a Christmas bonus from work that would cover it, but I'm not counting on it so we'll probably just pull it from savings. I also found out I wasn't getting a raise I was expecting, so our plans there to put more money toward debt repayment have to go on hold for now. Once the car is paid off, we're going to roll that entire payment onto Nicole's student loans and get rid of those as quickly as we can!
Image Credit: Samantha Hurley
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